Medicare Set-Asides are complicated instruments designed to hold money from a settlement in order to reimburse the federal government for future accident-related medical expenses that are paid by the Medicare program. (For more on Medicare Set-Asides, click here.) Because Medicare Set-Asides are so complex, they shouldn\’t be set up without assistance from a special needs planner with experience working with these specific trusts. For a list of planners in your state, click here.